Mortgage interest rates locked and floated down.

Interest rate lock with float down feature!

Lock-in mortgage interest rates today for protection against higher mortgage rates. Then, if interest rates do go down, re-lock at the lower current mortgage rates!

That's Right! Lock in current mortgage interest rates to protect yourself against a rise in mortgage interest rates. Then... if they decline, you may do a one time re-lock at the lower current mortgage rates with no lock-in fee! You may re-lock anytime prior to final lender approval submission at your request. This is a unique feature that few, if any other lenders or brokers offer. We can re-lock you at the optimum time for the lowest mortgage interest rates possible. Please feel free to call us at anytime regarding the market, your loan process or anything else.

Our ability to "Lock With Float Down To Current Mortgage Interest Rates" sets us apart from the competition. We are approved to place loans with over 250 wholesale and retail lenders. All the BIG names as well as strictly wholesale lenders that don't even offer loans directly to the public. We can shop the entire market for the lowest current mortgage rates and loan fees available anywhere. We are also a direct lender.

Applying with us is like applying with all the best lenders at once, only no application or cancellation fees and you know you will close your loan at the lender with the lowest rate and fees available in the market! You know the worst case going in, and know if rates go down, you get them! Why go anywhere else?

DID YOU KNOW that too many inquiries to your credit report damage your credit score? With only one credit report inquiry, your loan application can be submitted to numerous lenders through us. Many internet loan shoppers are shocked to find out that their credit score has been drastically reduced because those LendingTrees and Ditechs etc. can authorize several credit pulls. This can disqualify the loan shopper for the loan they could have otherwise qualified for. Some are even disqualified altogether.

* Loan fees (if any) may vary from program to program. Any and all fees are standard and customary. If you would like a written "Good Faith Estimate" on your specific loan requirements please submit our Quick Application at no cost or obligation. It will be e-mailed right away. By taking a "No Cost" loan you have a higher rate thus a higher payment. There are circumstances where a "no cost" loan is appropriate. If you plan on keeping the loan for less than a few years on average, the higher rate and payment could still save money over the loan fees. If you plan on keeping the loan longer term, a "no cost" loan usually costs MORE over time due to higher payments than if you had just financed in your customary fees at the start at a lower rate.

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