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Inc. a Colorado Corporation
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Secretary of State
Mike Kermode - President / Owner
SUMMARY OF QUALIFICATIONS Over 30 industry years as mortgage broker, loan origination,
branch and sales management. Includes about 20 years of mortgage company
ownership. Focusing on Green Energy Project Financing and proficient in the use of technology to help achieve
goals and efficient business management. Strengths include excellent oral and
written communication skills for effective project packaging follow up, self-motivation and the ability to visualize and
implement business plans and strategies conceived by me or others. Particularly
effective at leadership and problem solving.
Chronology of Experience
Maximum Financial, Inc., Dillon,
Colorado - Owner Incorporated October 1998 to Present
President / CEO –Commercial Mortgage Consulting. Colorado Corporation in good
standing with no consumer complaints.
Renewable Energy Project Funding Specialist. Commercial mortgage
consultant. Traditional commercial real estate / business financing.
Metropolitan Mortgage – Branch Manager ,
Dillon, Colorado April 2005 to May 2007
Net Branch Operation Utilizing Net Branch Operation for national licensing.
NovaStar Home Mortgage – Branch Manager,
Colorado February 2001 to April 2005
Net Branch Operation.
Western Interstate Mortgage, Orange,
California - Owner March 1993 to 1999
President / CEO – Director of telemarketing mortgage origination office that
specialized in the refinance market of northern and southern California. Hired,
trained, supervised and motivated on average 40 employees in the origination and
funding of a wide variety of conforming and non-conforming mortgages.
Bankers Diversified Mortgage, Santa
Ana, California November 1989 to November 1992
Sales Manager, Origination Department Hired, trained, supervised and motivated
an average of 15 mortgage sales representatives.
Margaretten & Company - Mortgage Lenders,
Lakewood, Colorado August 1982 to April 1989
Loan Originator – Team Leader
Recipient of the following awards for achievement: Gold Club (Sales) – 1985 -
1986 Masters Club (Sales) – 1987 - 1988
Residential – Commercial Real Estate Sales, Denver, Colorado 1977 to 1982
Specializing in creative financing and marketing techniques.
Red Rocks College, Golden, CO - Real Estate Finance
United States Navy - November 1972 - August 1976 - Honorable Discharge.
EPIC FINANCIAL GROUP, LLC
Phillip "Randy" Carson - Managing Partner / Owner
(Randy) Carson attended the University
of Cincinnati with an associate degree in Police Administration and attended
Xavier University undergraduate courses in Finance and Stock Market
Analysis. Randy having 30 years experience in financial services and lending
began his career in 1974 as Founder and President of Clermont Insurance and
Financial Services. In 1993 Mr. Carson founded Midwest National Mortgage
Banc where his company was nationally rated in size in the top 100 mortgage
banks in the U.S. (privately owned).
From 1973-1998 Randy was active in Ohio
Republican politics in several capacities. He was elected to public office
twice and served eight years as an elected official. Randy was a statewide
delegate to the Ohio Republican Party and served as Finance Chairman of his
county. He was the youngest ever in Ohio to be appointed to Chairman of the
Board of Elections. Randy worked and managed in two congressional district
positions for Ronald Reagan and James A. Rhodes, Governor of Ohio. Randy
worked throughout Ohio for Senator Robert A Taft’s re-election to the U.S.
Senate. In 1999 Randy served in an official position for Governor Robert A.
Taft ll, as a small group of statewide host committee members and served as
one of his chief fund raisers. Randy was nominated to President Gerald
Ford’s National Education Committee in 1974, and was invited to the White
House on two occasions. In addition, Randy was elected as a life member of
the national registry of Who’s Who in Business in 1999.
Phillip is President/CEO of Epic
Financial Group LLC located in Ohio, a company which represents traditional
lending and banking conduits,
emphasis on land development, debt/equity projects, public financing &
alternative energy worldwide.
Since 2004 Phillip has
added various national and international money conduits from global banks,
hedge funds, insurance institutions and private equity firms. The top 10
firms that provide joint ventures, commercial lending, and trade financing
will do transactions amounts from 10 Million USD and upwards of two billion
on a single deal over the required time, public or private.
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